An Naija man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he was going to Nigeria on business for two weeks and needs to borrow $5,000.
The bank officer tells him that the bank will need some form of security for the loan, so the Naija man hands over the keys and documents of new Ferrari parked on the street in front of the bank. The loan officer agrees to accept the car as collateral for the loan.
Continue after the break.The bank’s president and its officers all enjoy a good laugh at the Naija for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank’s underground garage and parks it there. Two weeks later, the Naija man returns, repays d $5,000 and the interest, which comes to $15.41. The loan officer says, “Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out
and found that you are a multi- millionaire. What puzzles us is, why
would you bother to borrow ”$5,000″ ?
The Naija man replies: “Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return!!”
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